<?xml version="1.0" encoding="UTF-8"?><rss version="2.0" xmlns:content="http://purl.org/rss/1.0/modules/content/" xmlns:wfw="http://wellformedweb.org/CommentAPI/" xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:atom="http://www.w3.org/2005/Atom" xmlns:sy="http://purl.org/rss/1.0/modules/syndication/" xmlns:slash="http://purl.org/rss/1.0/modules/slash/" > <channel> <title>Finance to Purchase A Business</title> <atom:link href="https://www.asc.co.uk/service-type/purchase/feed/" rel="self" type="application/rss+xml" /> <link>https://www.asc.co.uk/service-type/purchase/</link> <description>ASC Finance for Business</description> <lastBuildDate>Fri, 31 Mar 2023 09:13:12 +0000</lastBuildDate> <language>en-GB</language> <sy:updatePeriod> hourly </sy:updatePeriod> <sy:updateFrequency> 1 </sy:updateFrequency> <generator>https://wordpress.org/?v=6.6.2</generator> <item> <title>Tired of Call Centres? Speak To A Decision Maker</title> <link>https://www.asc.co.uk/service/tired-of-call-centres-speak-to-a-decision-maker/</link> <dc:creator><![CDATA[Emily Scragg]]></dc:creator> <pubDate>Mon, 13 Feb 2023 17:05:28 +0000</pubDate> <guid isPermaLink="false">https://www.asc.co.uk/?post_type=service&p=5389</guid> <description><![CDATA[<p>The bank manager has disappeared, but ASC are still here. Nowadays it is difficult to speak to a bank manager. Gone are the days where you had a dedicated representative who understood your business inside and out and who was able to provide finance for you if required. These days they have been replaced by...</p> <p>The post <a href="https://www.asc.co.uk/service/tired-of-call-centres-speak-to-a-decision-maker/">Tired of Call Centres? Speak To A Decision Maker</a> appeared first on <a href="https://www.asc.co.uk">ASC Finance for Business</a>.</p> ]]></description> <content:encoded><![CDATA[<p>The bank manager has disappeared, but ASC are still here.</p> <p>Nowadays it is difficult to speak to a bank manager. Gone are the days where you had a dedicated representative who understood your business inside and out and who was able to provide finance for you if required.</p> <p>These days they have been replaced by online chat functions, or relationship managers who do not always have the authority to make decisions for your business.</p> <p>Sometimes, you need to be able to talk directly to someone who can make it happen – and that’s where ASC come in.</p> <p><strong>You can speak to a dedicated local director who has the responsibility to make it happen.</strong></p> <hr /> <h2>What about our lenders?</h2> <p>Having been raising commercial finance for over 50 years, we have built up a good relationship with many lenders across the UK. This means that we have access to key decision makers who we can discuss our clients’ proposals with, to ensure that we can present the strongest overall case to them. Hence ensuring that we get the right finance for you.</p> <hr /> <p> </p> <p>The post <a href="https://www.asc.co.uk/service/tired-of-call-centres-speak-to-a-decision-maker/">Tired of Call Centres? Speak To A Decision Maker</a> appeared first on <a href="https://www.asc.co.uk">ASC Finance for Business</a>.</p> ]]></content:encoded> </item> <item> <title>Too Many Online Forms? Speak To An Experienced Broker</title> <link>https://www.asc.co.uk/service/too-many-online-forms-speak-to-an-experienced-broker/</link> <dc:creator><![CDATA[Emily Scragg]]></dc:creator> <pubDate>Fri, 10 Feb 2023 16:36:22 +0000</pubDate> <guid isPermaLink="false">https://www.asc.co.uk/?post_type=service&p=5375</guid> <description><![CDATA[<p>Don’t you just hate it if you are trying to speak to an organisation, but there is no way to talk to a human being. Yes, online chats are great, but sometimes AI does not provide the answers you require. Or there is no phone number, and nobody responds to any e-mail. Sometimes, you are...</p> <p>The post <a href="https://www.asc.co.uk/service/too-many-online-forms-speak-to-an-experienced-broker/">Too Many Online Forms? Speak To An Experienced Broker</a> appeared first on <a href="https://www.asc.co.uk">ASC Finance for Business</a>.</p> ]]></description> <content:encoded><![CDATA[<p>Don’t you just hate it if you are trying to speak to an organisation, but there is no way to talk to a human being. Yes, online chats are great, but sometimes AI does not provide the answers you require. Or there is no phone number, and nobody responds to any e-mail.</p> <p>Sometimes, you are required to enter your life’s history into an online form before you can do anything!</p> <p>Not only is it frustrating, but it means that you might not get the answer you are looking for.</p> <h4>That’s not the way we work. At ASC, you can speak to an experienced local director who can answer your questions directly.</h4> <p>If you use a broker who specialises in business finance, and nothing else, you have a direct line to exactly what the lenders want. Whether there is the appetite there for the risk, what they need to know and you get treated as an individual as opposed to a form-filling robot; that’s because they’ll do most of that for you.</p> <hr /> <p>You have to be able to grab the opportunities when they arise and not be held back. Well, here at ASC Finance for Business, we’ve recently arranged the following for our clients:</p> <ul> <li>Fast turnaround for a 12-month loan to redevelop a Victorian warehouse into four flats</li> <li>Commercial mortgage to help a retail business expand and move to a high footfall location</li> <li>Arranged £2.5m for an online seller to purchase their business premises, greatly helping their cashflow</li> <li>Quite frankly, using a broker is the faster, simpler and just plain better way to access the business finance marketplace</li> </ul> <hr /> <p> </p> <p>The post <a href="https://www.asc.co.uk/service/too-many-online-forms-speak-to-an-experienced-broker/">Too Many Online Forms? Speak To An Experienced Broker</a> appeared first on <a href="https://www.asc.co.uk">ASC Finance for Business</a>.</p> ]]></content:encoded> </item> <item> <title>I Need Funds To Buy A Business</title> <link>https://www.asc.co.uk/service/i-need-funds-to-buy-a-business/</link> <dc:creator><![CDATA[Emily Scragg]]></dc:creator> <pubDate>Fri, 10 Feb 2023 11:53:59 +0000</pubDate> <guid isPermaLink="false">https://www.asc.co.uk/?post_type=service&p=5365</guid> <description><![CDATA[<p>There are various aspects to consider if you are thinking of buying a business What type of business suits you? How much can you borrow? What interest rate can you secure a loan at? Are you looking for an investment opportunity, one that allows you to take more of a back seat while others drive...</p> <p>The post <a href="https://www.asc.co.uk/service/i-need-funds-to-buy-a-business/">I Need Funds To Buy A Business</a> appeared first on <a href="https://www.asc.co.uk">ASC Finance for Business</a>.</p> ]]></description> <content:encoded><![CDATA[<h2>There are various aspects to consider if you are thinking of buying a business</h2> <ul> <li>What type of business suits you?</li> <li>How much can you borrow?</li> <li>What interest rate can you secure a loan at?</li> <li>Are you looking for an investment opportunity, one that allows you to take more of a back seat while others drive the business?Or are you keen to get stuck in, and want to buy a business that needs your involvement on a daily basis?</li> </ul> <h3>Figure out how you will fund it:</h3> <p>If you are buying a business there may be many reasons as to why you need to know the finance options available to you:</p> <ul> <li>to know that you can afford to buy the business and afford the repayments</li> <li>to know which businesses are and are not affordable so that you can focus your search on the ones which matter</li> <li>to have proof of finance in place in order to negotiate the selling price with the vendor</li> <li>to enable you to buy your dream business and be your own boss!</li> </ul> <p>Whatever your reasons, actually arranging commercial finance can be complex. Banks and other lenders do not tend to make it simple – they are continuously putting up hurdles in the way. And overcoming these hurdles and challenges can be rather daunting. After all, you want to be focussing on running and developing your business.</p> <p><strong>With 50 years’ experience, ASC know which lenders to approach to get the right deal for you and how to write a successful application. Speak to your local ASC Director.</strong></p> <p><strong>ASC will focus on the finance, so you can focus on your business.</strong></p> <h4>Don’t just take our word for it</h4> <hr /> <p>It is becoming increasingly common for family members to be working together and support each other in business opportunities. That can bring with it its own challenges and in a recent deal, successfully completed by ASC we overcame some of the expected issues and more.</p> <p>Two generations of a family were looking to borrow funds to buy a boarding kennels and cattery in Crediton, licensed for 30 dogs and 15 cats, owners’ bungalow and set in 2 acres of grounds. This was a really exciting opportunity for the family giving them the chance to compliment and grow their dog breeding business which had opened the year before.</p> <p>There were a number of hurdles to get over, one being the business was closed when the family was looking to take it over so there were no recent accounts to provide to the lender to show a track record. Similarly, whilst the family had another business, this had been operating for a year only so we didn’t have the usual history of financials. These are some of the things that a bank will normally look for and expect to find as part of the application for a loan. Every application has its quirks and that’s why it is so important to have a broker helping to shape, perfect and present your proposal to the bank.</p> <p>How did ASC help?</p> <p>When ASC got their paws on the case our track record and relationship with lenders helped the clients get their finance secured. Our years of experience of commercial finance overcame the various challenges lenders presented and allowed us to put together a strong case to the bank.</p> <hr /> <p>ASC was approached by two clients who were looking at buying a specialist care home. Both clients had not previously worked in the industry, but were keen to leave their current jobs and undertake a lifestyle change. Lenders are usually reluctant to provide finance in these circumstances, as they are often concerned if a borrower lacks direct experience or is looking to undertake their first business venture.</p> <p>Fortunately, after meeting the clients ASC Finance were able to put together detailed presentation to decision makers known by ASC to have an interest in this sector. Our clients’ lack of experience was mitigated for, as we were able to demonstrate to the lenders that our clients’ employment history had sufficient attributes that made them viable if not ideal applicants. After much negotiation, the lender agreed to provide the required finance, and a loan was secured for our clients to complete the purchase and take over their new business.</p> <hr /> <p> </p> <p>The post <a href="https://www.asc.co.uk/service/i-need-funds-to-buy-a-business/">I Need Funds To Buy A Business</a> appeared first on <a href="https://www.asc.co.uk">ASC Finance for Business</a>.</p> ]]></content:encoded> </item> <item> <title>I Can’t Wait Any Longer To Hear From My Bank</title> <link>https://www.asc.co.uk/service/i-cant-wait-any-longer-to-hear-from-my-bank/</link> <dc:creator><![CDATA[Emily Scragg]]></dc:creator> <pubDate>Fri, 10 Feb 2023 11:40:42 +0000</pubDate> <guid isPermaLink="false">https://www.asc.co.uk/?post_type=service&p=5357</guid> <description><![CDATA[<p>Who can you actually speak to at your bank? Who answers your questions and actually makes decisions? Never before have commercial finance decisions that affect your business been taken so far away from the people who know and understand your business. The call centre has taken away meaningful business relationships at your bank; they’ve replaced...</p> <p>The post <a href="https://www.asc.co.uk/service/i-cant-wait-any-longer-to-hear-from-my-bank/">I Can’t Wait Any Longer To Hear From My Bank</a> appeared first on <a href="https://www.asc.co.uk">ASC Finance for Business</a>.</p> ]]></description> <content:encoded><![CDATA[<h2>Who can you actually speak to at your bank? Who answers your questions and actually makes decisions?</h2> <p>Never before have commercial finance decisions that affect your business been taken so far away from the people who know and understand your business. The call centre has taken away meaningful business relationships at your bank; they’ve replaced ‘hello, how are you?’ with ‘call 1 for…’. They treat their customers like form-filling robots.</p> <p>That’s why you should have someone on your side, who is independent from the lender. Whose sole focus is on business finance for business people, and that’s a broker.</p> <p>If you cast your mind back, a business used to have a dedicated bank manager – someone who knew the business inside and out. And if you wanted to secure finance for your business, they had the knowledge, and the ability to make it happen.</p> <p>Well, the bank manager has disappeared (okay – there are still some good bank managers out there, but they are becoming a rare breed!), but ASC are still here and still arranging business finance.</p> <p>With ASC, you can have a dedicated professional guiding you through the process from start to finish.</p> <h4>If you are looking for commercial finance don’t speak to a call centre; speak directly to your local ASC Director</h4> <hr /> <p><strong>Don’t just take our word for it:</strong></p> <p>A shipping logistics company who fulfil over 25,000 consignments per month through their various international partners. They were looking to purchase their own offices, and had even identified a particular workplace which they thought was ideal, but they needed help financing the deal in order to purchase the property and design it to meet their needs.</p> <p>However, they didn’t have a bank manager to approach to discuss their financing options! So they went to see a financial advisor, who referred them to ASC.</p> <p>This is where we came in. Our team set about speaking to the right banks in order to get the right loan for their business. We were able to secure them a loan in order to not only purchase, but also to help develop and refurbish their new offices.</p> <hr /> <p> </p> <p> </p> <p>The post <a href="https://www.asc.co.uk/service/i-cant-wait-any-longer-to-hear-from-my-bank/">I Can’t Wait Any Longer To Hear From My Bank</a> appeared first on <a href="https://www.asc.co.uk">ASC Finance for Business</a>.</p> ]]></content:encoded> </item> <item> <title>So Many Lenders – Which One Is Right For Me?</title> <link>https://www.asc.co.uk/service/so-many-lenders-which-one-is-right-for-me/</link> <dc:creator><![CDATA[Emily Scragg]]></dc:creator> <pubDate>Thu, 09 Feb 2023 14:58:27 +0000</pubDate> <guid isPermaLink="false">https://www.asc.co.uk/?post_type=service&p=5331</guid> <description><![CDATA[<p>That’s a very good question! If you had to name every lender in the UK, do you think you could? We doubt it. When most people think of “lenders”, what they’re really thinking of is high-street banks. It’s certainly possible to name all of those, but at most that’s going to be around 20-25 different...</p> <p>The post <a href="https://www.asc.co.uk/service/so-many-lenders-which-one-is-right-for-me/">So Many Lenders – Which One Is Right For Me?</a> appeared first on <a href="https://www.asc.co.uk">ASC Finance for Business</a>.</p> ]]></description> <content:encoded><![CDATA[<h4>That’s a very good question!</h4> <p>If you had to name every lender in the UK, do you think you could? We doubt it. When most people think of “lenders”, what they’re really thinking of is high-street banks. It’s certainly possible to name all of those, but at most that’s going to be around 20-25 different lenders. This might seem like a fair number, but in reality, it’s only a tiny slice of what’s available.</p> <p>Did you know that there are actually 365 banks and building societies in the UK?<br /> And that is not including alternative lenders!</p> <p>With so many options, it begets one question – how on earth does a broker decide which ones might be right for you?</p> <p>It might be a complicated question, but it’s one with a simple answer – experience.<br /> As a client, you’ll likely talk to at most a handful of different lenders in the course of your finance journey. Your ASC Director though will be talking to a variety of lenders on a regular basis.</p> <p>ASC Regional Directors will help you decide which loan is right for you and how to go about securing it. We know which banks will offer the deal that’s right for you, and exactly how to get in front of the decision makers.</p> <p>Your local ASC Director will work with you to ensure that all your requirements are properly understood and met, so we can secure the commercial loan that you really need for your business.</p> <hr /> <p><strong>Which lenders do we work with?</strong></p> <p>At ASC we work with a panel of reputable lenders, including:</p> <ul> <li>High Street Banks</li> <li>Challenger Banks</li> <li>Peer-to-Peer Lenders</li> <li>Specialist Funders</li> <li>Local Building Societies</li> <li>Invoice Discounters</li> <li>Asset Finance Providers</li> <li>Short Term and Development Funders</li> <li>Bridging Companies</li> <li>Alternative Lenders</li> <li>And More…</li> </ul> <hr /> <p><strong>We don’t work for the banks – we work for you!</strong></p> <p>The post <a href="https://www.asc.co.uk/service/so-many-lenders-which-one-is-right-for-me/">So Many Lenders – Which One Is Right For Me?</a> appeared first on <a href="https://www.asc.co.uk">ASC Finance for Business</a>.</p> ]]></content:encoded> </item> <item> <title>My Bank Has Declined My Application – What Can I Do?</title> <link>https://www.asc.co.uk/service/my-bank-has-declined-my-application-what-can-i-do/</link> <dc:creator><![CDATA[Emily Scragg]]></dc:creator> <pubDate>Mon, 30 Jan 2023 17:08:55 +0000</pubDate> <guid isPermaLink="false">https://www.asc.co.uk/?post_type=service&p=5241</guid> <description><![CDATA[<p>You know the banks that don’t lend, we know the banks that do! For most borrowers, their bank is their first port of call for finance. But it can be tricky enough to speak to a decision maker at a bank, let alone to navigate the whole finance process form start to finish. As finance...</p> <p>The post <a href="https://www.asc.co.uk/service/my-bank-has-declined-my-application-what-can-i-do/">My Bank Has Declined My Application – What Can I Do?</a> appeared first on <a href="https://www.asc.co.uk">ASC Finance for Business</a>.</p> ]]></description> <content:encoded><![CDATA[<h2>You know the banks that don’t lend, we know the banks that do!</h2> <p>For most borrowers, their bank is their first port of call for finance. But it can be tricky enough to speak to a decision maker at a bank, let alone to navigate the whole finance process form start to finish.</p> <p>As finance brokers with over 50 years’ experience, we will guide you through the maze and remove the hurdles thrown at you by banks and lending institutions.</p> <p>Unlike the bank’s call centre, your local ASC Director will take the time to discuss your situation and understand your financial requirements. He or she will ensure when applying to lenders that your finance application is as strong as possible, highlighting the positive aspects, and explain to the lender why they should provide finance or consider the application. This is the approach we adopt at ASC. We will ensure that your application is in the strongest possible shape before submitting to lenders, which means we will be able to secure the right finance for you.</p> <p>In our many years of helping clients secure the right finance for their business, we have often helped clients who have been initially declined by their bank secure finance with another lender – and in some cases (believe it or not) we’ve even been able to go back to their own bank and change the “No” to a “Yes”</p> <hr /> <p><strong>Don’t just take our word for it:</strong></p> <p>An independent financial advisor referred his clients to one of our Regional Directors. They were looking to purchase an investment property by raising funds against an existing commercial property in London, but this was owned through an off-shore company based in Jersey. The clients had already been declined for finance from their bank –<strong> they knew the banks which weren’t lending, but luckily ASC know the banks which are!</strong></p> <ul> <li>After an initial meeting to understand their business needs and how they could refinance, ASC were able to help restructure their proposal and begin applying and negotiating with several different lenders. Due to the complexity of the deal, some lenders were still not interested in providing the finance, but due to ASC’s persistence, and relationships with the lenders, a suitable lender was found with favourable terms.</li> <li>Many hurdles still needed to be overcome, but ASC closely liaised with the solicitors and accountants to ensure a smooth transaction was completed and that the clients were pleased with the final deal.</li> </ul> <hr /> <p> </p> <p>The post <a href="https://www.asc.co.uk/service/my-bank-has-declined-my-application-what-can-i-do/">My Bank Has Declined My Application – What Can I Do?</a> appeared first on <a href="https://www.asc.co.uk">ASC Finance for Business</a>.</p> ]]></content:encoded> </item> <item> <title>I’m Trying To Buy A Property At Auction</title> <link>https://www.asc.co.uk/service/auction-finance/</link> <dc:creator><![CDATA[asc_superuser]]></dc:creator> <pubDate>Thu, 13 Dec 2018 13:15:28 +0000</pubDate> <guid isPermaLink="false">http://www.asc.co.uk/?post_type=service&p=589</guid> <description><![CDATA[<p>Buying a property at auction can lead to some real opportunities. It also can present you with some unique challenges – if you buy a property at an auction, you’re committing to finding the cash needed. There’s no backing out if you have unexpected issues – you made a commitment. With the tight payment timescales...</p> <p>The post <a href="https://www.asc.co.uk/service/auction-finance/">I’m Trying To Buy A Property At Auction</a> appeared first on <a href="https://www.asc.co.uk">ASC Finance for Business</a>.</p> ]]></description> <content:encoded><![CDATA[<p>Buying a property at auction can lead to some real opportunities. It also can present you with some unique challenges – if you buy a property at an auction, you’re committing to finding the cash needed. There’s no backing out if you have unexpected issues – you made a commitment.</p> <p>With the tight payment timescales that come with buying at an auction (normally you only have 28 days to complete), it pays to make sure you’re confident in your finances when looking into auctions. That’s where we come in – with ASC you can be sure that your finances are sound.</p> <p>At ASC, we know we can find the right finance for you, no matter what stage of the process you’re at – whether you’re only just considering an auction or have already successfully bid on a property.</p> <hr /> <p><strong>ASC can arrange the right business finance for you, whatever you need:</strong></p> <ul> <li>Commercial Property Purchases at Auction</li> <li>Residential Investment Property Purchases at Auction</li> <li>Bridging and Re-Financing</li> <li>Capital Raising Prior to Auction</li> </ul> <hr /> <p>Your local ASC Director knows the ins and outs of property auctions in your area. They know which lenders work in the right manner for SME purchasers and can put you in the most advantageous situation. They know the lenders who are most willing and able to work with the short time periods that auction finance requires, and how to position you best to get their attention.</p> <hr /> <h4>Tips for buying a property at auction:</h4> <ul> <li><strong>Do your research. </strong>Make sure you have fully looked into a property before making a bid. You need to ensure that you have done your sums and that you know whether you want to purchase the property, and how much you would be willing to pay.</li> <li><strong>Stick to your budget.</strong> Make sure you have a plan for the day of how much you are prepared to bid for the property. You need to make sure that a transaction makes financial sense and that you are not paying more than you think it is worth.</li> <li><strong>Have finance prepared in advance.</strong> If you win the property at auction you only have a short window (usually 28 days), to complete the purchase. Therefore, you need to make sure there are no surprises. If you need finance to help you complete, it is better to have this lined up in advance, rather than waiting until you are committed and running into potential problems.<br /> <strong>If in doubt, don’t commit!</strong> If your bid is successful then you are due to pay your deposit. So, if you are unsure and risk pulling out of the deal, then you are likely to lose this – which is usually 10% of the purchase price. So make sure you are in a confident position to put up your hand!</li> </ul> <p> </p> <p>The post <a href="https://www.asc.co.uk/service/auction-finance/">I’m Trying To Buy A Property At Auction</a> appeared first on <a href="https://www.asc.co.uk">ASC Finance for Business</a>.</p> ]]></content:encoded> </item> <item> <title>What Options Are There To Purchase Through My Limited Company?</title> <link>https://www.asc.co.uk/service/what-options-are-there-to-purchase-through-my-limited-company/</link> <dc:creator><![CDATA[asc_superuser]]></dc:creator> <pubDate>Thu, 13 Dec 2018 13:03:57 +0000</pubDate> <guid isPermaLink="false">http://www.asc.co.uk/?post_type=service&p=620</guid> <description><![CDATA[<p>You can purchase a property in your own name, or through a Limited company. Which structure is right for you will depend on your overall situation – for example there are different implications when it comes to how taxation might apply. Whatever structure you choose, knowing which lenders are the right ones to approach for...</p> <p>The post <a href="https://www.asc.co.uk/service/what-options-are-there-to-purchase-through-my-limited-company/">What Options Are There To Purchase Through My Limited Company?</a> appeared first on <a href="https://www.asc.co.uk">ASC Finance for Business</a>.</p> ]]></description> <content:encoded><![CDATA[<p>You can purchase a property in your own name, or through a Limited company.</p> <p>Which structure is right for you will depend on your overall situation – for example there are different implications when it comes to how taxation might apply.</p> <p>Whatever structure you choose, knowing which lenders are the right ones to approach for your specific circumstances is key to securing the right finance.</p> <p>You’ll need an experienced eye that knows exactly what to look for when you’re drafting a proposal for Limited Company finance. With 50 years spent brokering finance for business, you can’t get much more experienced eyes than ASC.</p> <hr /> <h4>ASC can help your Limited Company with a variety of finance options:</h4> <ul> <li>Finance for Residential Investment Property</li> <li>Finance for Commercial Property</li> <li>Property Development Finance</li> <li>SPV Finance</li> <li>Specialist Company Finance for property investors</li> </ul> <hr /> <p>At ASC, we know what lenders want to see in applications from Limited Companies, and we can help you put together a proposal to catch their eyes. Your local Regional Director knows the right people to talk to at lenders local to your area. They will help you get your application onto the desks of decision makers.</p> <p><strong>Don’t just take our word for it – some examples of finance raised:</strong></p> <ul> <li>We raised £500,000 for a borrower to purchase a development site through an SPV</li> <li>We raised £850,000 for the owner of a Chinese restaurant to buy the freehold of the building from which he operated his business, through a Ltd Company</li> <li>We raised £1.2m for a property investor to purchase a commercial investment property through their Ltd Company</li> </ul> <hr /> <p>Let us focus on the finance, so you can focus on what’s important – getting the property you need.</p> <p><img decoding="async" class="alignnone size-medium wp-image-676 alignright" src="https://www.asc.co.uk/content/uploads/2018/12/Limited-company-property-finance-hero-300x129.jpg" alt="" width="300" height="129" srcset="https://www.asc.co.uk/content/uploads/2018/12/Limited-company-property-finance-hero-300x129.jpg 300w, https://www.asc.co.uk/content/uploads/2018/12/Limited-company-property-finance-hero-768x329.jpg 768w, https://www.asc.co.uk/content/uploads/2018/12/Limited-company-property-finance-hero-1024x439.jpg 1024w, https://www.asc.co.uk/content/uploads/2018/12/Limited-company-property-finance-hero-1200x514.jpg 1200w" sizes="(max-width: 300px) 100vw, 300px" /></p> <p>We don’t work for the banks – we work for you.<br /> <!--Start of Tawk.to Script--><br /> <script type="text/javascript"> var Tawk_API=Tawk_API||{}, Tawk_LoadStart=new Date(); (function(){ var s1=document.createElement("script"),s0=document.getElementsByTagName("script")[0]; s1.async=true; s1.src='https://embed.tawk.to/63231c8237898912e9695b15/1gd0ienif'; s1.charset='UTF-8'; s1.setAttribute('crossorigin','*'); s0.parentNode.insertBefore(s1,s0); })(); </script><br /> <!--End of Tawk.to Script--></p> <p>The post <a href="https://www.asc.co.uk/service/what-options-are-there-to-purchase-through-my-limited-company/">What Options Are There To Purchase Through My Limited Company?</a> appeared first on <a href="https://www.asc.co.uk">ASC Finance for Business</a>.</p> ]]></content:encoded> </item> <item> <title>How Complex is Financing Through My SIPP?</title> <link>https://www.asc.co.uk/service/how-complex-is-financing-through-my-sipp/</link> <dc:creator><![CDATA[asc_superuser]]></dc:creator> <pubDate>Thu, 13 Dec 2018 13:03:25 +0000</pubDate> <guid isPermaLink="false">http://www.asc.co.uk/?post_type=service&p=619</guid> <description><![CDATA[<p>Buying a commercial property is no small venture. It can be an expensive purchase that could have many potential hidden costs. That’s why many businesses nowadays try and offset some of the costs by buying their commercial property through setting up a SIPP or SSAS pension. With rent and costs relating to your property tax...</p> <p>The post <a href="https://www.asc.co.uk/service/how-complex-is-financing-through-my-sipp/">How Complex is Financing Through My SIPP?</a> appeared first on <a href="https://www.asc.co.uk">ASC Finance for Business</a>.</p> ]]></description> <content:encoded><![CDATA[<p>Buying a commercial property is no small venture. It can be an expensive purchase that could have many potential hidden costs. That’s why many businesses nowadays try and offset some of the costs by buying their commercial property through setting up a SIPP or SSAS pension. With rent and costs relating to your property tax deductible when bought through a SIPP or SSAS, this can be a useful way to buy a property.</p> <p>Arranging finance for a commercial property through a SIPP or SSAS is not always as simple as it seems. When you apply for finance using a SIPP or SSAS, there are many different variables for lenders to consider, and there’s no guarantee of success. You have to make sure that you have enough liquidity and assets in your pension and know how this purchase will affect your assets, among many other considerations.</p> <p>That’s where ASC can help. Your local ASC Director will sit down with you and have a frank and honest discussion about your plans. We will help you figure out your objectives and help you plan a proposal that will tick the right boxes for the right lenders.</p> <hr /> <p><strong>ASC can help you find finance through your pension for a variety of different property needs:</strong></p> <ul> <li>Commercial Property Finance</li> <li>SIPP and SSAS Finance</li> <li>Commercial Investment Properties</li> </ul> <p>We know exactly which lenders will provide the right finance for your pension scheme, and know how to present your proposal to the decision-makers. Remember, we focus on the finance – you focus on your property purchase.</p> <p><strong>Did you know? </strong></p> <ul> <li>A Self Invested Personal Pension can borrow to purchase a commercial property.</li> <li>You can borrow up to 50% of the net value of your SIPP</li> </ul> <hr /> <p><script type="text/javascript"> var Tawk_API=Tawk_API||{}, Tawk_LoadStart=new Date(); (function(){ var s1=document.createElement("script"),s0=document.getElementsByTagName("script")[0]; s1.async=true; s1.src='https://embed.tawk.to/63231c8237898912e9695b15/1gd0ienif'; s1.charset='UTF-8'; s1.setAttribute('crossorigin','*'); s0.parentNode.insertBefore(s1,s0); })(); </script><br /> <!--End of Tawk.to Script--></p> <p>The post <a href="https://www.asc.co.uk/service/how-complex-is-financing-through-my-sipp/">How Complex is Financing Through My SIPP?</a> appeared first on <a href="https://www.asc.co.uk">ASC Finance for Business</a>.</p> ]]></content:encoded> </item> </channel> </rss>