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  • Banks, Business, Finance, Financial World, Loans, Property, SME

    A Short Guide to Refinancing a Commercial Loan

    If your business has a commercial loan, then you should regularly consider whether refinancing can help improve your financial situation. It could provide you with the opportunity to secure improved terms or achieve specific objectives. However, it’s important to approach refinancing with careful consideration. In this short guide, we have outlined the key factors to...

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  • Business, Economy, Finance, Financial World, Loans, SME

    Why you should buy a pub in 2023!

    Are you thinking of buying a pub, but you’re not sure if it’s the right decision? This article will list the top reasons why it can be a practical investment.   Do you want to buy a pub in the United Kingdom? Discover why it is a smart choice from industry experts.   We’ve asked our friends...

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  • Banks, Business, Economy, Finance, Financial World, Loans, SME

    Why do we have bank holidays? When did they first come about? – Everything you wanted to know about the bank holiday!

    Q: What are bank holidays?  A: Bank holidays are public holidays in the United Kingdom that are recognized by banks, government offices, and other businesses. They are days when most businesses and many shops are closed, and many people have the day off work.  Q: Why do we have bank holidays?  A: Bank holidays were...

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  • Banks, Business, Economy, Finance, Financial World, Loans, Property, SME

    Where does the saying “Cash is King” actually come from?

    The saying “cash is king” is a common phrase used in the financial world. It means that cash (or liquid assets that can be easily converted into cash) are the most valuable assets to have, especially in times of uncertainty.  The origins of the phrase are not clear, but it has been used in the financial...

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  • Banks, Business, Finance, Financial World, Loans, SME

    Why you should consider buying a business!

    A lot of people aspire to be their own boss – one way of doing this is to look at buying your own business.  Buying a business can be daunting, but it can also be a smart investment decision, and there can be specific benefits to business ownership. If you’re considering buying a business, it’s...

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  • Banks, Business, Finance, Loans, SME

    Are lenders putting clients under too much pressure to refinance? 

    A lot has changed in the commercial lending market over the last few months. We have seen record rises in interest rates – and lenders have had to quickly change and update their criteria to respond to the changing landscape. One knock-on effect of this has been an increase in the number of lenders who...

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  • Banks, Business, Finance, Financial World, Loans, Property, SME

    Why are valuations essential for property loans?

    Valuations are essential for property loans for several reasons:  Determine the Loan Amount: Valuations help to determine the current market value of the property, which is then used to calculate the maximum loan amount that can be offered. Lenders need to know the value of the property to ensure that the loan amount is appropriate...

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  • Banks, Business, Finance, Financial World, Loans, Property, SME

    What to consider when choosing a commercial mortgage

    Determining the right commercial mortgage for you depends on several factors, including your financial situation, the type of property you are purchasing, and your long-term goals. We’ve highlighted just a few of the factors to consider when choosing the right commercial mortgage for you. Loan Type: Commercial mortgages come in different types, including fixed-rate, variable-rate,...

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  • In The Press

    ASC Finance comment on BusinesessForSale.com's recent survey about financing a business purchase

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