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Business

  • Loans

    More than an Interest Rate!

    What is the cheapest interest rate I can get? This is a question we often get asked. And we understand why. After all the interest rate is an important number if you are trying to evaluate whether a loan is the right one for your business. But (and it may sound stupid!) there is a...

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  • Banks, Business, Loans

    Bespoke, tailored exactly to fit you, created by experts with decades in the field. A suit? No, a loan!

    When many people look at business finance, there’s a strong temptation to apply the same assumptions that you would when looking at personal or residential loans. The bank deals with hundreds of loans every day, so they must have a variety of different loans to offer and for you to choose the best one. Right?...

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  • Business, Loans, Property

    Buying a Business - Leasehold vs Freehold

    You’ve got two options when it comes to buying a business. You can buy the leasehold, where you’re purchasing the right to use the land for a set period of time, but don’t have the same property ownership rights. On the other hand, you can buy the freehold, where you’re outright purchasing the property itself,...

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  • Financial World, Loans, Property

    Buy-to-lets: a “soft” approach to business?

    How many of you reading this own more than one property? If we’d asked that question 10 years ago, we highly doubt that many would have responded “yes”. Today, though, we imagine the answer spread would be very different. Whilst the BTL market has certainly cooled since the 3% Stamp Duty increase implemented in 2016,...

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  • Banks, Financial World, Loans

    Are unsecured loans really a “poison pill”?

    There are many different ways to get a loan. We’ve talked about a number of them in these blogs, and you’ll find even more on our website. However, the financial process has another part to it – security. Security is a deceptively complex topic, with a lot of different interpretations to be had. So, here’s...

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  • Finance, Financial World

    Finance Myths Dispelled

    We were honoured to recently publish a piece in PMM magazine talking about some of the most common myths about finance we see when helping SMEs with loans. So, if you’re a small business owner and are wondering: Where can you actually get finance from? How do you navigate the complicated finance process? What do...

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  • Finance, Loans, Property

    What does success mean?

    We talk a lot about our “successful track record” at ASC. We’re proud of it – we don’t know any other brokers who have been successfully helping SMEs find finance for more than five decades. But what does that success actually mean? How have we actually helped businesses start, grow and thrive through finding them...

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  • Finance, Financial World, SME

    Opportunities need funds – we’re here to provide them

    The biggest tragedy that any business faces is having to turn down opportunities. Having the chance to grow your business, but not being able to take it, is disheartening for any business owner. Unfortunately, it’s a situation that’s been on the rise in recent years – according to some recently released research, 55% of small...

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  • ASC News, Business, Economy

    Emails, Online and the Internet – are they really killing Professional Relationships?

    The world doesn’t communicate like it used to. Humanity has gone from telephones being an expensive novelty only used by the super-rich, to everyone carrying one around. Instead of taking days to send a letter, messages seconds. In the last 20 years, this has accelerated even further – the advent of the internet has made...

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  • ASC News, Business, Financial World, SME

    Is Bigger Really Better? The Advantages of Small Business

    Money makes the world go ‘round. It’s an old adage, but one that often holds true. In many scenarios, the more money you have, the better you’ll do. It’s tempting to apply this across the business world as well – a big company with more money to throw around is bound to produce a better...

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