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Finding Finance

  • Banks, Economy, Financial World, Loans

    Banks are making it difficult to get finance – is there another way?

    A survey last week by the All-Party Parliamentary Group (APPG) on Fair Business Banking looked into the main High Street Lenders and whether they were open or closed to providing SMEs with the Government’s Bounce Back Loans. In particular, whether they were open to helping customers who were not currently their clients. The results might...

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  • Finance, Loans

    An introduction to invoice financing

    What is Invoice Finance? “Cash is King.” Many small businesses have problems with cashflow which are due to late paying invoices. The average reported time to pay an invoice is 38.97 days and 27% of invoices in the UK are paid beyond the agreed terms. This can complicate cash work for businesses and in turn can...

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  • Business, Loans, SME

    How to maximise your chances of receiving finance - 3 tips for the best applications

    So, you need additional financing for your business? With lenders receiving 1000s of applications a year, it is crucial that to be receive the highest level of consideration, your application stands out. Indeed, the quality of applications that lenders receive from different brokers is not always the finest and that impacts how they view any...

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  • Banks, Loans, SME

    Raising business funding today - More than just CBILS

    The Government’s Coronavirus Business Interruption Loan Scheme (CBILS) has received plenty of press in recent weeks. It has provided an opportunity for some business to receive finance which they might not otherwise have been able to access. The scheme has also come into some criticism (which we won’t get into here). But there are other...

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  • In The Press

    Our article published in Teach Early Years discusses raising finance for a nursery business

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  • Finance, Loans

    We’ve got long-term and short term already – now we have long-term-short-term?

    In the “traditional” world of looking for a loan, you’ve got two sets of timeframes when you’re looking at payment schedules. The option known to most is long-term mortgages or unsecured loans. These are normally aimed to take around 15-20 years to pay off, and most businesses looking at major projects will be pursuing them....

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  • In The Press

    There are a few main categories that banks look at - here's our article in Electrical Times talking about how that impacts electricians!

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  • Business, Loans

    There are hurdles in any finance process. Here are some common ones to watch out for, so you can be prepared!

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  • Banks, Business, Finance, Loans

    We all know the bank managers have disappeared. But where did they go?

    In the “old days”, getting a loan was perhaps a simpler task. You went to the bank, you asked for an appointment with the manager, and got yourself booked in. Then you came back at your allotted timeslot, presented your business plan, and if the manager liked the idea, then they gave you the money...

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  • Financial World

    You might be surprised, but finance is a local business

    When most people think “finance”, they think on a national perspective. The default image of finance is the big, high-street banks making transactions on a large scale across the country without regard to individuality or the areas they’re in. Now, we’ve talked before about how high-street banks aren’t the only option available – and it’s...

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